Headed Home? I Can Still Help.
Orders came through. Retirement is on the calendar. Or you’re just ready to go back to wherever “home” is. The move doesn’t stop at the Virginia state line, and neither does my help. I handle the house here, and I connect you with an agent I’ve personally vetted wherever you’re going.
When to Call Me: Earlier Than You Think
The best time to start is before the orders are in hand. Most of the stress I see comes from waiting until the moving truck is booked.
Orders came fast? If you’re already inside 60 days, call anyway. It’s tighter, not impossible.
Sell, Rent or Keep?
There’s no universal right answer. It depends on your equity, your rate and how much landlord you have in you.
| Option | Makes sense when | Watch out for |
|---|---|---|
| Sell | You want a clean break, need the equity for the next purchase, or don’t want to manage a property from 1,000 miles away | Timing the sale around your report date; carrying two mortgages if it sits |
| Rent it out | You have a low rate, rents cover the payment, and you might come back or want a long-term asset | Management fees, vacancies, repairs, and whether your VA entitlement stays tied up in this home |
| Keep it vacant or for family | A short-term gap, a family member moving in, or a return date you already know | Insurance on a vacant home, upkeep, and paying for a house nobody’s living in |
Capital gains: there’s a rule of thumb about living in the home 2 of the last 5 years. Service members on qualified extended duty may be able to extend that window. Confirm how it applies to you.
VA loan entitlement: keeping the house with a VA loan on it may leave part of your entitlement tied up, which can affect how you buy next.
Renting here now? Military orders can let you end a lease early under the SCRA. Talk to your landlord and your base legal office.
If you’re selling, I’m your agent. If you’re renting it out, I’ll help you price the rent and think through managing it yourself or hiring a property manager. Compare selling and renting when you PCS →
How the Referral Works
I’m not licensed in every state, but I know how to find the agents who are good at this. That’s a different skill than finding an agent with a lot of yard signs.
1. We talk
Where you’re going, your timeline, your budget range and what matters most: schools, commute, land or being close to family.
2. I interview agents
I look for experience in that market, responsiveness, and military or relocation know-how. You get the best fit and why I picked them.
3. I stay in your corner
You work directly with your new agent. Want a second opinion along the way? I’m a phone call away.
What I Do, and What I Don’t
Once you’re connected, your new agent is your agent. I’m not reading your loan file or sitting in on your offers.
How I get paid: when you close, your new agent’s brokerage pays me a referral fee from their commission. It costs you nothing, and it doesn’t change your price or your agent’s service. I’d rather you hear that from me than wonder about it.
- Find and vet an agent who fits you and your market
- Make the introduction and pass along only what you ask me to
- Stay available when you want another voice on a big decision
- Help with the Virginia home, whether you sell or rent it
- See your finances, credit or loan paperwork
- Sit in on negotiations or get updates on your offers
- Check in on you like a hall monitor
- Step into your new agent’s job
Get the Free Headed Home? Guide
Related Guides
Real Reviews from Families I’ve Helped Move
“If me and my family could give MORE than 5 stars we would. Finding a good realtor is important.”— Sasha J., bought in Virginia Beach
“Tiffany was a pleasure to deal with. She worked tirelessly to help us find our dream house.”— Zillow reviewer, bought in Chesapeake
“Tiffany went above and beyond to help us in the process of selling our home.”— Zillow reviewer, sold in Virginia Beach
★★★★★ 5.0 on Zillow (6 reviews). Excerpts shown from verified Zillow reviews.
Leaving Hampton Roads: Frequently Asked Questions
Can you help me buy a home in another state?
Yes. I find and vet an agent in your new market, make the introduction, and stay available as a second opinion. You work directly with that agent.
Does a referral cost me anything?
No. The receiving agent’s brokerage pays me a referral fee from their commission when you close. It doesn’t change your price or your agent’s service.
Will you see my finances or loan details?
No. Your finances, loan paperwork and negotiations stay between you, your new agent and your lender. I only pass along what you ask me to.
Should I sell or rent out my Virginia home when I PCS?
It depends on your rate, your equity, what the home would rent for and how much you want to manage from a distance. I’ll help you compare both, and a tax professional or lender can confirm the tax and VA entitlement side.
How early should I start planning?
Ideally 6 to 12 months before your retirement, separation or expected orders. If you’re already inside 60 days, call anyway. It’s tighter, not impossible.
Let’s Talk Before the Boxes Come Out
Even if you’re a year out, or not sure you’re leaving yet, a 15-minute conversation now can save you a rushed decision later. Know someone about to head home? Send them my way.
Tiffany Mosby, Realtor | Team Leader · 757-755-5625 · tiffanymosby@epique.me
Epique Realty · Office 888-893-3537 · VA License 0225251677 · Equal Housing Opportunity. Referral fees are paid between brokerages and do not change your price. This page is general information, not tax, legal or financial advice.